At Dwayne Lane's Skagit Subaru, we understand how your credit history can make it difficult to qualify for auto financing. To help you drive home in your ideal vehicle, we offer bad credit financing so you can get into your dream Subaru car at a dream price. In addition to affordable solutions for all drivers, our Subaru-certified dealership is home to a hassle-free environment and expert financing advice. Lease options, low-rate auto loans, no credit financing, and more are available at our dealership near Oak Harbor, Washington. Visit Dwyane Lane's Skagit Subaru today to get pre-approved for an auto loan!

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Learn more about your Credit Score at your Oak Harbor, WA area Dealership

Credit Rating FactorsNegative ImpactPositive Impact
Little or No Credit HistoryX
On Time Debt Payments X
Excessive Existing DebtX
Filing for BankruptcyX
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed PaymentsX
Foreclosures or RepossessionsX

Qualify for Bad & No Credit Financing from Dwayne Lane's Skagit Subaru
Oak Harbor, WA | Burlington, WA | Mount Vernon, WA

There's nothing like an all-wheel-drive Subaru car or wagon to help tackle every season Oak Harbor, WA offers. At Dwayne Lane's Sagit Subaru, we're excited to show off iconic vehicles like the Subaru Outback, the undisputed leader in all-wheel-drive cars. For a compact and sporty SUV, check out the Subaru Forester! This vehicle is great for drivers who are keeping the entire family in mind, or need some extra space for furry friends, cargo, and more! Interested in a more commuter-friendly car? Test drive the compact Subaru Impreza. To see the entire Subaru lineup, visit our dealership near Oak Harbor, WA, and go for a test drive!

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing near Oak Harbor, WA Today

Applying for auto financing with Dwayne Lane's Skagit Subaru is simple and straightforward. Simply call or visit our financing center near Oak Harbor, WA today to learn more about all our bad credit financing options! Our seasoned finance professionals will work with you to find the best possible price on your next vehicle purchase, regardless of your credit history. 

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Dealership Hours
Mon - Sat      9:00am - 7:00pm
Sunday      10:00am - 6:00pm
Service Center
Mon - Fri      7:30am - 5:30pm
Saturday      8:30am - 4:30pm
Sunday      Closed
Express Service Hours
Mon - Fri      8:00am - 5:00pm
Saturday      Closed
Sunday      Closed